The Fidelity Banks

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Certificates of Deposit

Certificates of Deposit (CDs) offer savings with insured security. Determine the length of your deposit with our short and long term certificate options…and start saving! View our current CD rates.

 Short Term CDLong Term CD
Length of Deposit to 364 days1 to 5 years
Minimum Deposit$1,000$1,000
Set-up FeesNone!None!
FDIC-insuredYes!Yes!
Additional DepositsYes*Yes*
Early withdrawal penalty**Yes***Yes***

CD Disclosure:

* Long Term: Add-N-Earn CD $50 or more at any time during the 24-month term

** An early withdrawal penalty will not be imposed under the following circumstances:

– Following the death of an account holder

– After an account holder is determined to be legally incompetent

*** Short Term: 90 day interest penalty; Long Term: 180 day interest penalty